What is a CIBIL Score?

A CIBIL score is a 3-digit number ranging from 300 to 900, calculated based on your credit history. A score above 750 is considered excellent and improves your loan approval chances.

Tips to Improve Your CIBIL Score

• Pay credit card bills and EMIs on time
• Keep credit utilization below 30%
• Avoid applying for too many loans or cards frequently
• Check your credit report regularly for errors
• Maintain a healthy credit mix (secured + unsecured)

Check Your CIBIL Score

You can check your CIBIL score for free once a year at the official website.

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